Bill Pay

Bill pay phones provide you with an affordable way to get your hands on a phone and the minutes, texts, and data you need to use it. You will sign a contract with your provider, agreeing to pay for your device and the services they provide on a monthly basis, rather than having to buy your phone outright. Let’s take a look at the considerations you need to make when you’re choosing a bill pay phone plan.

Should you insure your bill pay phone?

Much like buying a regular phone, you won’t get any money back if you lose your bill pay phone. Instead, you will have to pay off the rest of the money you owe for it, while also trying to save for a new device. Companies like Tesco Mobile and Vodafone offer insurance along with their mobile devices, and this can be a good option to choose to avoid covering the costs of an expensive phone that you don’t have anymore.

How do Bill Pay phones work?

Bill pay phone providers have worked extremely hard to make their offerings simple. You choose a phone you like, pick a plan that works for you, and agree to pay for it each month. The cost of your phone will be split across the duration of your contract, but you’ll also pay for the calls, texts, and data you get.

It’s always worth keeping in mind that providers of services like this will often work very hard to ensure that their customers are paying on time. This means that they will often issue additional charges if you make late payments, and could even threaten legal action if you don’t pay for a long time. Most people are able to manage their contract, but it’s worth keeping this in mind to avoid trouble.

How does online bill pay work?

It’s becoming increasingly common for people to choose to manage their bill pay phone online. Providers like Vodafone and Tesco Mobile have excellent online platforms that make it easy to keep control over your bills and payments, along with the extras that come with your bill pay plan. You won’t have paper records when you choose this route; everything will be handled online.

Who has the cheapest bill pay plan?

The bill pay phone market is always changing, and companies like Carphone Warehouse are always introducing new deals and phones. Vodafone, GoMo, and Virgin tend to have the best value packages in Ireland. Tesco, for example, offers the Apple iPhone 11 for €30 a month with a €499 upfront fee, but this only comes with 500 minutes and texts, and 15GB of data. A package with unlimited texts and data costs €40 a month with Vodafone, but only has a €399 upfront fee.

It’s always worth doing your research and using comparison websites when you’re signing up for a bill pay phone. Prices are changing all the time, and you’ll only be able to find the most affordable package for you if you spend the time to research it.